Allied World Insurance Company / Allied World Specialty Insurance Company (USA) (Fairfax Financial Holdings (Canada))

Cyber Insurance (Allied World FrameWRX℠)

by Allied World Insurance Company / Allied World Specialty Insurance Company (USA)
B2BA+DirectBroker onlyGlobalEnglish
Last updated 29.04.2026

Cyber Insurance (Allied World FrameWRX℠) is a cyber insurance product underwritten by Allied World Insurance Company / Allied World Specialty Insurance Company (USA) (Fairfax Financial Holdings (Canada)), available in USA. It is aimed at mid-market companies, large enterprises and multinational groups. Coverage limits reach up to Up to $10M aggregate limit. The policy extends beyond standard cyber liability with Cyber crime / FTF and Tech E&O combined. Policyholders get 10 bundled proactive services — Vulnerability scanning, Phishing simulation, Training & awareness and Risk assessment, among others — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A+ (Superior) – AM Best. It is distributed through insurance brokers.

Product Details§ 01

Max Insurance Limit
Up to $10M aggregate limit
Min Premium / Revenue
No minimum premium.
Market Focus
Mid-market, Large, Multinational
Coverage
Cyber crime / FTF, Tech E&O combined
AM Best Rating
A+ (Superior) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
English
NIS2 / DORA Support
Not applicable.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Global.
Broker Only
Yes

Advantages & Limitations§ 02

Advantages

  • Allied World FrameWRX℠ ("Frame Works"): award-winning integrated cyber risk management platform included at no additional cost with all US cyber policies.
  • FrameWRX services: Allied World Information Portal (eRiskHub), Cyber Knowledge Center, tabletop exercises, vulnerability management platform, continuous monitoring/alerting, social engineering simulations (phishing/vishing).
  • Coverage: first-party (BI, data recovery, extortion) and third-party (privacy RC, network security liability); optional Professional and Technology E&O.
  • Incident Response: available above policy aggregate; first-dollar breach consultation via approved panel vendors; dedicated claims team.
  • Market leader in cyber: top-3 position across direct, specialty and surplus lines.
  • In 2021, four Fairfax companies each pursued distinct cyber strategy — 300% GWP growth.

Limitations

  • DPW declined 17.8% in 2023; discipline-focused underwriting, not growth-chase.

Contact & Response§ 03

24/7 Crisis Hotline
Via FrameWRX℠ platform and policy incident response panel.

Frequently asked questions§ 04

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Who is Cyber Insurance (Allied World FrameWRX℠) designed for?

Cyber Insurance (Allied World FrameWRX℠) by Allied World Insurance Company / Allied World Specialty Insurance Company (USA) targets mid-market companies, large enterprises and multinational groups in USA. Geographic scope: Global..

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What proactive security services are included with Cyber Insurance (Allied World FrameWRX℠)?

The policy bundles 10 proactive services: Vulnerability scanning, Phishing simulation, Training & awareness, Risk assessment, Incident response, Risk platform / portal, Pre-breach advisory, Crisis management, Cyber risk engineering and Crisis simulation. These preventive services are typically included in the premium.

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Does Cyber Insurance (Allied World FrameWRX℠) help with NIS2 or DORA compliance?

Allied World Insurance Company / Allied World Specialty Insurance Company (USA) indicates the following NIS2/DORA support for this product: Not applicable..

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How can I buy Cyber Insurance (Allied World FrameWRX℠) in USA?

Cyber Insurance (Allied World FrameWRX℠) is sold through insurance brokers — broker contact: https://alliedworldinsurance.com/. Compare it with alternatives in USA on Ryskly before approaching a broker.