AIG (American International Group) – US Cyber (American International Group, Inc. (USA))
CyberEdge
CyberEdge Plus / CyberEdge PC (USA)
by AIG (American International Group) – US Cyber
B2BADirect—Broker onlyGlobalEnglish
Last updated Apr 2026
Product Details§ 01
Max Insurance Limit
Up to $100M; bespoke above.
Min Premium / Revenue
No minimum retention.
Market Focus
Mid-market to large enterprise and multinational.
AM Best Rating
A (Excellent) – AM Best (American International Group)
MGA / Direct
No – Direct insurer.
Policy Language
English
NIS2 / DORA Support
Not applicable.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Global.
Broker Only
Yes
Advantages & Limitations§ 02
Advantages
- 100% standalone cyber DPW in US.
- Three US cyber products:
- — CyberEdge: network interruption, data restoration, third-party RC, cyber extortion, breach costs; up to $100M limits; no minimum retention.
- — CyberEdge Plus: extends CyberEdge to physical/OT losses from cyber events; first and third-party property damage.
- — CyberEdge PC: excess cyber for higher limits or gap-fill; surplus lines.
- CyberMatics: proprietary AI-driven underwriting and risk posture verification.
- Threat scoring and analysis reports provided to all policyholders.
- ~20 years writing cyber insurance; specialist in large/complex risks and multinationals.
- AIG completing reshaping to pure-play P&C (Corebridge life/retirement divested 2025).
- Proprietary AI tools for complex risk modelling and pricing.
Limitations
- Large/enterprise market focus; not optimised for SME.
Contact & Response§ 03
Customer Contact
24/7 Crisis Hotline
24/7 hotline included in policy.
Broker Contact