🇺🇸 USA
AIG (American International Group) – US Cyber (American International Group, Inc. (USA))

CyberEdge
CyberEdge Plus / CyberEdge PC (USA)

by AIG (American International Group) – US Cyber
B2BADirect—Broker onlyGlobalEnglish
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Last updated 29.04.2026

CyberEdge / CyberEdge Plus / CyberEdge PC (USA) is a cyber insurance product underwritten by AIG (American International Group) – US Cyber (American International Group, Inc. (USA)), available in USA. It is aimed at mid-market companies, large enterprises and multinational groups. Coverage limits reach up to Up to $100M; bespoke above.. The carrier holds an AM Best rating of A (Excellent) – AM Best. It is distributed through insurance brokers.

Product Details§ 01

Max Insurance Limit
Up to $100M; bespoke above.
Min Premium / Revenue
No minimum retention.
Market Focus
Mid-market, Large, Multinational
AM Best Rating
A (Excellent) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
English
NIS2 / DORA Support
Not applicable.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Global.
Broker Only
Yes

Advantages & Limitations§ 02

Advantages

  • 100% standalone cyber DPW in US.
  • Three US cyber products:
  • — CyberEdge: network interruption, data restoration, third-party RC, cyber extortion, breach costs; up to $100M limits; no minimum retention.
  • — CyberEdge Plus: extends CyberEdge to physical/OT losses from cyber events; first and third-party property damage.
  • — CyberEdge PC: excess cyber for higher limits or gap-fill; surplus lines.
  • CyberMatics: proprietary AI-driven underwriting and risk posture verification.
  • Threat scoring and analysis reports provided to all policyholders.
  • ~20 years writing cyber insurance; specialist in large/complex risks and multinationals.
  • AIG completing reshaping to pure-play P&C (Corebridge life/retirement divested 2025).
  • Proprietary AI tools for complex risk modelling and pricing.

Limitations

  • Large/enterprise market focus; not optimised for SME.

Contact & Response§ 03

Customer Contact
https://www.aig.com/business/insurance/cyber-insurance
24/7 Crisis Hotline
24/7 hotline included in policy.
Broker Contact
https://www.aig.com/business/insurance/cyber-insurance

Frequently asked questions§ 04

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Who is CyberEdge / CyberEdge Plus / CyberEdge PC (USA) designed for?

CyberEdge / CyberEdge Plus / CyberEdge PC (USA) by AIG (American International Group) – US Cyber targets mid-market companies, large enterprises and multinational groups in USA. Geographic scope: Global..

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Does CyberEdge / CyberEdge Plus / CyberEdge PC (USA) help with NIS2 or DORA compliance?

AIG (American International Group) – US Cyber indicates the following NIS2/DORA support for this product: Not applicable..

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How can I buy CyberEdge / CyberEdge Plus / CyberEdge PC (USA) in USA?

CyberEdge / CyberEdge Plus / CyberEdge PC (USA) is sold through insurance brokers — broker contact: https://www.aig.com/business/insurance/cyber-insurance. Compare it with alternatives in USA on Ryskly before approaching a broker.