Swiss Re Corporate Solutions Ltd. – Germany Branch (Swiss Re Group (Switzerland))

Cyber Excess Insurance (SRCS)

by Swiss Re Corporate Solutions Ltd. – Germany Branch

B2BA+DirectNIS2Broker onlyEU / EEA + global programmesEnglish

Last updated 07.05.2026

Cyber Excess Insurance (SRCS) is a cyber insurance product underwritten by Swiss Re Corporate Solutions Ltd. – Germany Branch (Swiss Re Group (Switzerland)), available in Germany. It is aimed at large enterprises. Coverage limits reach up to Up to USD/EUR 10M excess capacity; sits above primary policy.. The policy extends beyond standard cyber liability with Primary & excess and Tech E&O combined. Policyholders get 3 bundled proactive services — Threat intelligence, Incident response and Cyber risk engineering — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A+ (Superior) – AM Best. The product signals support for NIS2/DORA regulatory requirements. It is distributed through insurance brokers.

Product Details§ 01

Max Insurance Limit

Up to USD/EUR 10M excess capacity; sits above primary policy.

Min Premium / Revenue

Excess layer pricing; requires in-force primary cyber policy.

Market Focus

Large

Coverage

Primary & excess, Tech E&O combined

AM Best Rating

A+ (Superior) – AM Best

MGA / Direct

No – Direct insurer.

Policy Language

English / local language per jurisdiction

NIS2 / DORA Support

NIS2 and DORA compliance advisory included.

War Exclusion

War and nation-state cyber exclusion applied (LMA-aligned).

Geographic Scope

EU / EEA + global programmes.

Broker Only

Yes

Advantages & Limitations§ 02

Advantages

First-party: BI, forensics, data recovery, notification costs, extortion.
Third-party: liability, regulatory defence, fines and penalties.
Access to Swiss Re's global cyber analytics and accumulation modelling.
Close integration with Swiss Re research and risk intelligence.
Tailored capacity for large corporate and multinational clients.
Coalition capacity partner for US cyber programmes.

Limitations

Excess layer only; primary policy required. Bespoke per risk.

Contact & Response§ 03

Customer Contact

https://corporatesolutions.swissre.com/contact-us/ Stephan von Watzdorf (Head Cyber Centre & Insurance) +41 43 285 63 39

24/7 Crisis Hotline

Via policy / Swiss Re CS claims team

Broker Contact

https://corporatesolutions.swissre.com/insurance-solutions/cyber.html

Frequently asked questions§ 04

Who is Cyber Excess Insurance (SRCS) designed for?

Cyber Excess Insurance (SRCS) by Swiss Re Corporate Solutions Ltd. – Germany Branch targets large enterprises in Germany. Geographic scope: EU / EEA + global programmes..

What proactive security services are included with Cyber Excess Insurance (SRCS)?

The policy bundles 3 proactive services: Threat intelligence, Incident response and Cyber risk engineering. These preventive services are typically included in the premium.

Does Cyber Excess Insurance (SRCS) help with NIS2 or DORA compliance?

Swiss Re Corporate Solutions Ltd. – Germany Branch indicates the following NIS2/DORA support for this product: NIS2 and DORA compliance advisory included..

How can I buy Cyber Excess Insurance (SRCS) in Germany?

Cyber Excess Insurance (SRCS) is sold through insurance brokers — broker contact: https://corporatesolutions.swissre.com/insurance-solutions/cyber.html. Compare it with alternatives in Germany on Ryskly before approaching a broker.