Tokio Marine HCC International – Germany (Tokio Marine Group (Japan))

Cyber Security Insurance

by Tokio Marine HCC International – Germany
B2BA++DirectNIS2Broker onlyEU / EEAGerman
Last updated Apr 2026

Product Details§ 01

Max Insurance Limit
Up to €25M / USD 25M / £15M; bespoke above.
Min Premium / Revenue
Revenue generally >€500M for large limits.
Market Focus
Mid-market to large enterprise.
Coverage
Primary & excess
AM Best Rating
A++ (Superior) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
German / English
NIS2 / DORA Support
NIS2 and DORA compliance advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
EU / EEA.
Broker Only
Yes

Advantages & Limitations§ 02

Advantages

  • Pre-incident prevention consulting.
  • Crisis response and post-incident expertise.
  • Business interruption coverage.
  • Third-party liability coverage.
  • Investor in Stoïk (strategic cyber partner).

Limitations

  • Focused on mid-to-large businesses.

Contact & Response§ 03

24/7 Crisis Hotline
Via policy / broker documentation