Zurich Insurance Europe AG – Belgium Branch (Zurich Insurance Group (Switzerland))

Zurich Cyber Solution

by Zurich Insurance Europe AG – Belgium Branch
B2BA+DirectNIS2Broker onlyEU / EEAFrench
Last updated 07.05.2026

Zurich Cyber Solution is a cyber insurance product underwritten by Zurich Insurance Europe AG – Belgium Branch (Zurich Insurance Group (Switzerland)), available in Belgium. It is aimed at mid-market companies, large enterprises and multinational groups. Coverage limits reach up to Bespoke.. Policyholders get 11 bundled proactive services — Vulnerability scanning, Penetration testing, Phishing simulation and Training & awareness, among others — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A+ (Superior) – AM Best. The product signals support for NIS2/DORA regulatory requirements. It is distributed through insurance brokers.

Product Details§ 01

Max Insurance Limit
Bespoke.
Min Premium / Revenue
No revenue threshold published
Market Focus
Mid-market, Large, Multinational
AM Best Rating
A+ (Superior) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
French / Dutch / English
NIS2 / DORA Support
NIS2 and DORA compliance advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
EU / EEA.
Broker Only
Yes

Advantages & Limitations§ 02

Advantages

  • Zurich Cyber Insurance Policy (ZCIP): flagship standalone commercial cyber; coverage for data breach, ransomware, BI and extra expenses, data recovery, cyber extortion, network security liability, media liability, privacy regulatory defence and fines.
  • Zurich Resilience Solutions (ZRS): integrated risk engineering unit providing vulnerability assessments, penetration testing, incident response planning, 24/7 monitoring, training and awareness, and governance, risk and compliance services.
  • Pre-breach advisory: complimentary onboarding session with ZRS Cyber Risk Engineers for all policyholders.
  • Breach coach and cybersecurity hotline bundled in the Concierge Suite (middle-market product, launched Jul 2023).
  • Pre- and post-event services from established vendor relationships: incident response triage, data recovery, breach notification support.
  • Dedicated Cyber Claims team with experienced attorneys and deep cyber claims expertise.

Limitations

  • Mid-market to large enterprise focus.

Contact & Response§ 03

24/7 Crisis Hotline
Via policy documentation (response team accessed through broker or claims portal)

Frequently asked questions§ 04

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Who is Zurich Cyber Solution designed for?

Zurich Cyber Solution by Zurich Insurance Europe AG – Belgium Branch targets mid-market companies, large enterprises and multinational groups in Belgium. Geographic scope: EU / EEA..

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What proactive security services are included with Zurich Cyber Solution?

The policy bundles 11 proactive services: Vulnerability scanning, Penetration testing, Phishing simulation, Training & awareness, MDR / EDR, Risk assessment, Incident response, Pre-breach advisory, Cyber risk engineering, Crisis simulation and 3rd party risk assessment. These preventive services are typically included in the premium.

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Does Zurich Cyber Solution help with NIS2 or DORA compliance?

Zurich Insurance Europe AG – Belgium Branch indicates the following NIS2/DORA support for this product: NIS2 and DORA compliance advisory included..

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How can I buy Zurich Cyber Solution in Belgium?

Zurich Cyber Solution is sold through insurance brokers — broker contact: https://www.benelux.zurich.com/. Compare it with alternatives in Belgium on Ryskly before approaching a broker.