Cowbell Prime 100

Advantages

• Cowbell: AI-native cyber MGA; closed-loop risk management platform; Cowbell Factors™ continuous risk scoring using 200+ proprietary signals (no questionnaire required for eligible risks).
• Cowbell Insights: actionable guidance to strengthen defences; Cowbell Connectors: integrations with cloud and security providers (MS365, Google Workspace, CrowdStrike etc.) that validate security practices automatically.
• Cowbell Resiliency Services (CRS — complimentary for all policyholders): Risk Assessment, Cowbell Insights, IR Plan Template, Cybersecurity Awareness Training (Wizer, unlimited seats first 12 months), Micro-Penetration Testing, Vendor Risk Assessment (VRA).
• CRS subscription add-ons: MDR (Managed Detection & Response), full Penetration Testing, IdentityAI (user-identity monitoring), COMPaaS (Compliance as a Service).
• 24/7 in-house claims specialists; expert claims support at policy inception; API-based quoting (bind in under 5 minutes).
• Cowbell Academy for broker training; Rx Marketplace for policyholder security discounts.
• Cowbell Prime 100: admitted, standalone cyber insurance for SMEs with up to $100M in revenue; designed for first-time buyers or businesses moving beyond bundled BOP coverage.
• Coverages: ransomware, phishing, business interruption, data compromise, network security liability, privacy liability, cyber extortion, data recovery, funds transfer fraud, social engineering.
• Adaptive underwriting: policies automatically re-assessed using Cowbell Factors™ without requiring mid-term questionnaires.
• Quote, bind and issue in under 5 minutes via Cowbell platform or API.