2026 edition

Best Cyber Insurance Companies 2026

108 insurers ranked by the proactive security services they bundle with coverage: not marketing claims, but what each of their 682 products actually includes. Verified from provider data.

Published October 2026 · ranking frozen for the year · next edition 2027

Companies

108

Products

682

Countries

S-grade insurers

Top 10 by proactive score

Average proactive score across each company's products. One strong flagship cannot hide a weak lineup, so breadth counts.

01
HDI Global
S
Best-in-class
24 products · 21 countries · Micro, SME, Mid-market, Large, Multinational
Limit up to $50M
13 of 15 proactive services
Vulnerability scanningMDR / EDRIncident responsePhishing simulation+9 more
Top product →Compare all 24 →
02
At-Bay Specialty Insurance
S
Best-in-class
1 product · USA · SME, Mid-market
Limit up to $10M
11 of 15 proactive services
Vulnerability scanningMDR / EDRIncident responseEmail security+7 more
Top product →Compare all 1 →
03
Zurich
S
Best-in-class
16 products · 15 countries · Mid-market, Large, Multinational
12 of 15 proactive services
Vulnerability scanningMDR / EDRIncident responsePhishing simulation+8 more
Top product →Compare all 16 →
04
COGITANDA Dataprotect
S
Best-in-class
2 products · 2 countries · SME, Mid-market
Limit up to €7.5M
10 of 15 proactive services
Vulnerability scanningMDR / EDRIncident responseTraining & awareness+6 more
Top product →Compare all 2 →
05
Chubb
S
Best-in-class
25 products · 25 countries · SME, Mid-market, Large, Multinational
Limit up to $100M
13 of 15 proactive services
Vulnerability scanningMDR / EDRIncident responsePhishing simulation+9 more
Top product →Compare all 25 →
06
Allied World
S
Best-in-class
1 product · USA · Mid-market, Large, Multinational
Limit up to $10M
10 of 15 proactive services
Vulnerability scanningIncident responsePhishing simulationCrisis simulation+6 more
Top product →Compare all 1 →
07
AmTrust Insurance
S
Best-in-class
1 product · USA · SME, Mid-market
Limit up to $100K
8 of 15 proactive services
Vulnerability scanningMDR / EDRPhishing simulationEmail security+4 more
Top product →Compare all 1 →
08
DUAL
A
Integrated
38 products · 19 countries · SME, Mid-market, Large, Multinational
Limit up to €25M
7 of 15 proactive services
Vulnerability scanningMDR / EDRIncident responseEmail security+3 more
Top product →Compare all 38 →
09
AXIS Capital
A
Integrated
16 products · 8 countries · Mid-market, Large, Multinational
Limit up to $25M
9 of 15 proactive services
Vulnerability scanningIncident responseTraining & awarenessThreat intelligence+5 more
Top product →Compare all 16 →
10
Beazley
A
Integrated
36 products · 17 countries · Micro, SME, Mid-market, Large, Multinational
Limit up to €100M
8 of 15 proactive services
Vulnerability scanningMDR / EDRIncident responseTraining & awareness+4 more
Top product →Compare all 36 →

How we rank

Modern cyber insurance is more than a payout after a breach. The strongest policies bundle proactive security services: vulnerability scanning, managed detection and response, phishing simulation, incident response retainers. These reduce the chance you ever file a claim.

Ryskly scores every product on 15 such services, each weighted by its impact on breach probability; prevention-heavy services like vulnerability scanning, MDR/EDR and incident response carry the most weight. A company's ranking is the average across all of its listed products, and maps to a grade from S (best-in-class) down to F (indemnity only, no proactive services). The full framework is described in our rating methodology.

The ranking is a yearly snapshot: the 2026 edition was computed in October 2026 from the live Ryskly product database and stays frozen, so a shared link always shows the same standings. Indicative maximum limits are quoted where insurers publish them; most large carriers agree bespoke limits per risk.

All 108 cyber insurance companies

Every insurer in the 2026 ranking, ordered by average proactive score. Click a company to compare its products side by side.

#	Company	Grade	Products	Countries	Max limit	Services
1	HDI Global	S	24	21	$50M	13/15
2	At-Bay Specialty Insurance	S	1	1	$10M	11/15
3	Zurich	S	16	15	Bespoke	12/15
4	COGITANDA Dataprotect	S	2	2	€7.5M	10/15
5	Chubb	S	25	25	$100M	13/15
6	Allied World	S	1	1	$10M	10/15
7	AmTrust Insurance	S	1	1	$100K	8/15
8	DUAL	A	38	19	€25M	7/15
9	AXIS Capital	A	16	8	$25M	9/15
10	Beazley	A	36	17	€100M	8/15
11	Elpha Secure	A	1	1	Bespoke	7/15
12	Ascot Insurance	A	1	1	$10M	7/15
13	CyberContract	A	1	1	€10M	7/15
14	BOXX Insurance	A	5	4	Bespoke	7/15
15	The Hartford	A	3	1	$5M	8/15
16	CFC	A	33	11	€5M	7/15
17	Coalition	A	7	7	€30M	6/15
18	AIG	A	17	17	$100M	8/15
19	QBE	A	19	18	$10M	9/15
20	Länsförsäkringar	A	3	1	SEK 5M	7/15
21	Cowbell	A	7	3	$5M	8/15
22	Brit Insurance	A	1	1	$200M	6/15
23	Liberty Mutual	B	16	8	Bespoke	6/15
24	Stoïk	B	7	7	€10M	4/15
25	Allianz	B	28	28	Bespoke	5/15
26	CNA	B	7	3	Bespoke	5/15
27	Nationwide Property & Casualty Insurance	B	2	1	$25M	4/15
28	Mitsui Sumitomo Insurance	B	1	1	$100M	5/15
29	Travelers	B	18	13	£10M	8/15
30	Helvetia Versicherungen	B	1	1	Bespoke	5/15
31	Sompo	B	7	7	$25M	10/15
32	SURA	B	2	2	Bespoke	8/15
33	K2 Cyber	B	1	1	$10M	5/15
34	Trium Cyber	B	1	1	Bespoke	3/15
35	Munich Re	B	16	8	$50M	5/15
36	Aviva	B	3	2	£5M	6/15
37	HSB	B	6	4	£5M	8/15
38	Onda Insurance Services	B	2	1	$5M	5/15
39	Groupama	B	1	1	Bespoke	4/15
40	Cylo backed by CGU	C	1	1	Bespoke	3/15
41	Generali	C	6	6	€15M	9/15
42	Hiscox	C	8	8	€25M	7/15
43	Markel	C	14	14	$10M	4/15
44	RiskPoint Group	C	20	10	Bespoke	5/15
45	AXA XL	C	26	26	AUD 15M	5/15
46	Nirvana	C	10	5	Bespoke	3/15
47	Converge Insurance	C	2	1	Bespoke	4/15
48	Tata AIG General Insurance	C	1	1	Bespoke	3/15
49	Parametrix Insurance	C	12	6	$15M	3/15
50	Swiss Re	C	38	19	€30M	3/15
51	AXA	C	10	10	€1M	10/15
52	NZI	C	2	1	Bespoke	3/15
53	Delta Insurance	C	3	3	AUD 25M	3/15
54	Nationale-Nederlanden	C	2	1	€5M	4/15
55	AEGIS Insurance Services	C	1	1	$200M	3/15
56	UNIQA	C	3	2	€10M	3/15
57	Mosaic Insurance	C	17	17	CAD 40M	2/15
58	SI Insurance	C	2	2	$25M	2/15
59	Baloise Versicherung	C	1	1	Bespoke	2/15
60	Corvus Insurance	C	1	1	Bespoke	2/15
61	PZU	C	1	1	PLN 5M	2/15
62	If P&C	C	6	6	€50K	4/15
63	Tryg	C	4	3	DKK 50M	3/15
64	Resilience	C	30	15	€20M	3/15
65	ERGO	C	3	2	Bespoke	2/15
66	MAPFRE	C	2	2	€10M	2/15
67	Gjensidige	D	2	2	Bespoke	1/15
68	Hollard Insurance	D	2	1	$15M	1/15
69	ČSOB Pojišťovna	D	1	1	Bespoke	1/15
70	GNP Seguros	D	1	1	Bespoke	1/15
71	ICICI Lombard General Insurance	D	1	1	Bespoke	1/15
72	KBC Insurance	D	1	1	Bespoke	1/15
73	Pohjola Insurance	D	1	1	Bespoke	1/15
74	Vero Insurance New Zealand	D	1	1	Bespoke	1/15
75	Zavarovalnica Triglav	D	1	1	Bespoke	1/15
76	Bajaj Allianz General Insurance	D	1	1	Bespoke	1/15
77	Centraal Beheer	D	1	1	€2M	2/15
78	Schweizerische Mobiliar Versicherungsgesellschaft	D	1	1	Bespoke	1/15
79	Anadolu Anonim Türk Sigorta Şirketi	D	1	1	Bespoke	1/15
80	Tokio Marine	D	17	16	€25M	3/15
81	Arch Insurance	D	7	7	$20M	1/15
82	АО «СОГАЗ»	D	1	1	Bespoke	1/15
83	Starr	D	13	13	AUD 20M	1/15
84	AEGIS London	D	1	1	£5M	1/15
85	Berkshire Hathaway Specialty Insurance	D	1	1	Bespoke	1/15
86	Colonnade Insurance	F	2	2	Bespoke	0/15
87	Antares Syndicate 1274	F	1	1	Bespoke	0/15
88	CPIC P&C	F	1	1	Bespoke	0/15
89	Croatia Osiguranje	F	1	1	Bespoke	0/15
90	Euclid Cyber	F	1	1	$25M	0/15
91	Harel Insurance	F	1	1	Bespoke	0/15
92	HDFC ERGO	F	1	1	Bespoke	0/15
93	Kooperativa poisťovňa, a.s. Vienna Insurance Group	F	1	1	Bespoke	0/15
94	Kooperativa pojišťovna	F	1	1	Bespoke	0/15
95	MSIG Insurance	F	1	1	Bespoke	0/15
96	Omniasig Vienna Insurance Group	F	1	1	Bespoke	0/15
97	PICC P&C	F	1	1	Bespoke	0/15
98	Rokstone Underwriting	F	1	1	$10M	0/15
99	Samsung Fire & Marine Insurance	F	1	1	Bespoke	0/15
100	Santam	F	1	1	Bespoke	0/15
101	Sukoon Insurance	F	1	1	Bespoke	0/15
102	Topdanmark	F	1	1	DKK 1M	0/15
103	Trivora Insurance	F	1	1	Bespoke	0/15
104	Wiener Städtische Versicherung	F	1	1	Bespoke	0/15
105	АО «АльфаСтрахование»	F	1	1	Bespoke	0/15
106	СберСтрахование	F	1	1	Bespoke	0/15
107	СПАО «Ингосстрах»	F	1	1	$70M	0/15
108	平安产险	F	1	1	Bespoke	0/15

Frequently asked questions

How many cyber insurance companies are there?

The 2026 Ryskly ranking covers 108 companies offering cyber insurance, with 682 distinct products across 57 countries. The list includes global carriers, regional insurers and specialist MGAs, each verified from provider materials.

What is the best cyber insurance company in 2026?

There is no single best insurer for every business, but ranked by the proactive security services bundled with coverage, the strongest lineups in 2026 come from HDI Global, At-Bay Specialty Insurance and Zurich, all rated grade S. The right choice also depends on your country, company size and whether you buy direct or through a broker.

How does Ryskly rank cyber insurance companies?

Each product is scored on 15 proactive services (vulnerability scanning, MDR/EDR, incident response, phishing simulation and more), weighted by how much each service reduces breach risk. A company's rank is the average score across all of its listed products, so one strong flagship cannot hide a weak lineup. Scores map to grades from S (best-in-class) to F (indemnity only). The ranking is published yearly; this is the 2026 edition.

What insurance limits do cyber insurers offer?

57 of the 108 ranked companies publish indicative maximum limits. The largest published capacities in this ranking are $200M (Brit Insurance), $200M (AEGIS Insurance Services) and $100M (Chubb). Most large carriers quote bespoke limits per risk, agreed at submission; each product page on Ryskly shows the limit wording as published.

Can I buy cyber insurance directly from these companies?

35 of the 108 companies offer at least one product you can approach directly; the rest distribute through insurance brokers. Each product page on Ryskly lists the relevant contact route, including crisis hotlines where available.

Compare all products →Browse by country →

Best Cyber Insurance Companies 2026

Top 10 by proactive score

HDI Global

At-Bay Specialty Insurance

Zurich

COGITANDA Dataprotect

Chubb

Allied World

AmTrust Insurance

DUAL

AXIS Capital

Beazley