🇺🇸 USA
Beazley Insurance Company, Inc. / Beazley America Insurance Company, Inc. (Beazley plc (UK))

Beazley Cyber Breach Solutions (Small Business)

by Beazley Insurance Company, Inc. / Beazley America Insurance Company, Inc.
B2BADirect—Broker onlyUSA (admitted all 50 states + surplus lines via Lloyd's syndicates)English
Visit provider ↗
Last updated 12.05.2026

Product Details§ 01

Max Insurance Limit
Bespoke; small business limits.
Min Premium / Revenue
Revenue below $35M.
Market Focus
Micro, SME
Coverage
Cyber crime / FTF
AM Best Rating
A (Excellent) – AM Best (Beazley Insurance Company, Inc., admitted all 50 states)
MGA / Direct
No – Direct insurer.
Policy Language
English
NIS2 / DORA Support
Not applicable.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned); catastrophic event sublimit for accounts <$100M revenue.
Geographic Scope
USA (admitted all 50 states + surplus lines via Lloyd's syndicates).
Broker Only
Yes

Advantages & Limitations§ 02

Advantages

  • Beazley: leading specialist insurer; pioneer in cyber risk for 20+ years; 7 Lloyd's syndicates; $6.2B GWP (2024); A (Excellent) – AM Best across all entities. Operations in Europe, North America, Latin America and Asia.
  • Beazley Cyber Breach Solutions for Small Businesses: simplified Full Spectrum Cyber for small businesses.
  • Same BBR coverage and Beazley Security services at appropriate small business limits.
  • Streamlined underwriting; ideal for first-time cyber buyers. Revenue below $35M.
  • Beazley Security (wholly owned subsidiary, launched June 2024 — merger of Beazley cyber services + Lodestone): in-house cyber risk management company with MXDR (Managed eXtended Detection & Response), incident response, forensics, and professional pre-breach services.
  • Risk Management Offerings (RMOs — included in every BBR/InfoSec/MediaTech policy): attack surface scanning, workshops, training, phishing-resistant MFA keys, vendor discounts; tiered by premium ($30K+, $50K+, $100K+).
  • Zero Dollar IR Retainer: all Beazley cyber policyholders get immediate expert IR from Beazley Security.
  • CYGNVS: secure out-of-band incident command platform — available to every policyholder.
  • Cyber Cash: advance payment feature for eligible policyholders to manage immediate costs.

Limitations

  • Small businesses only; revenue below $35M.
  • USA-only.
  • Broker-only.

Contact & Response§ 03

Customer Contact
https://www.beazley.com/en-us/contact-us/
24/7 Crisis Hotline
claims@beazley.com / +1 888 269 2539
Broker Contact
https://www.beazley.com/en-us/broker-centre/