Beazley Cyber Breach Solutions (Small Business)
Beazley Cyber Breach Solutions (Small Business) is a cyber insurance product underwritten by Beazley Insurance Company, Inc. / Beazley America Insurance Company, Inc. (Zurich Insurance Group (Switzerland)), available in USA. It is aimed at micro-companies and sole traders and small and medium-sized businesses. Coverage limits reach up to Bespoke; small business limits.. The policy extends beyond standard cyber liability with Cyber crime / FTF. Policyholders get 8 bundled proactive services — Vulnerability scanning, Training & awareness, MDR / EDR and Risk assessment, among others — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A (Excellent) – AM Best (Beazley Insurance Company, Inc., admitted all 50 states). It is distributed through insurance brokers.
Product Details§ 01
Advantages & Limitations§ 02
Advantages
- Beazley: leading specialist insurer; pioneer in cyber risk for 20+ years; 7 Lloyd's syndicates; $6.2B GWP (2024); A (Excellent) – AM Best across all entities. Operations in Europe, North America, Latin America and Asia.
- Beazley Cyber Breach Solutions for Small Businesses: simplified Full Spectrum Cyber for small businesses.
- Same BBR coverage and Beazley Security services at appropriate small business limits.
- Streamlined underwriting; ideal for first-time cyber buyers. Revenue below $35M.
- Beazley Security (wholly owned subsidiary, launched June 2024 — merger of Beazley cyber services + Lodestone): in-house cyber risk management company with MXDR (Managed eXtended Detection & Response), incident response, forensics, and professional pre-breach services.
- Risk Management Offerings (RMOs — included in every BBR/InfoSec/MediaTech policy): attack surface scanning, workshops, training, phishing-resistant MFA keys, vendor discounts; tiered by premium ($30K+, $50K+, $100K+).
- Zero Dollar IR Retainer: all Beazley cyber policyholders get immediate expert IR from Beazley Security.
- CYGNVS: secure out-of-band incident command platform — available to every policyholder.
- Cyber Cash: advance payment feature for eligible policyholders to manage immediate costs.
Limitations
- Small businesses only; revenue below $35M.
- USA-only.
- Broker-only.
Contact & Response§ 03
Frequently asked questions§ 04
+Who is Beazley Cyber Breach Solutions (Small Business) designed for?
Beazley Cyber Breach Solutions (Small Business) by Beazley Insurance Company, Inc. / Beazley America Insurance Company, Inc. targets micro-companies and sole traders and small and medium-sized businesses in USA. Geographic scope: USA (admitted all 50 states + surplus lines via Lloyd's syndicates)..
+What proactive security services are included with Beazley Cyber Breach Solutions (Small Business)?
The policy bundles 8 proactive services: Vulnerability scanning, Training & awareness, MDR / EDR, Risk assessment, Incident response, Risk platform / portal, Pre-breach advisory and Crisis management. These preventive services are typically included in the premium.
+Does Beazley Cyber Breach Solutions (Small Business) help with NIS2 or DORA compliance?
Beazley Insurance Company, Inc. / Beazley America Insurance Company, Inc. indicates the following NIS2/DORA support for this product: Not applicable..
+How can I buy Beazley Cyber Breach Solutions (Small Business) in USA?
Beazley Cyber Breach Solutions (Small Business) is sold through insurance brokers — broker contact: https://www.beazley.com/en-us/broker-centre/. Compare it with alternatives in USA on Ryskly before approaching a broker.