Beazley Insurance Company, Inc. / Beazley America Insurance Company, Inc. (Zurich Insurance Group (Switzerland))

Beazley Quantum Cyber

by Beazley Insurance Company, Inc. / Beazley America Insurance Company, Inc.
B2BADirectBroker onlyUSA (admitted all 50 states + surplus lines via Lloyd's syndicates)English
Last updated 12.05.2026

Beazley Quantum Cyber is a cyber insurance product underwritten by Beazley Insurance Company, Inc. / Beazley America Insurance Company, Inc. (Zurich Insurance Group (Switzerland)), available in USA. It is aimed at large enterprises and multinational groups. Coverage limits reach up to Up to USD 100M any one risk.. The policy extends beyond standard cyber liability with Cyber crime / FTF and Primary & excess. Policyholders get 3 bundled proactive services — MDR / EDR, Incident response and Crisis management — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A (Excellent) – AM Best (Beazley Insurance Company, Inc., admitted all 50 states). It is distributed through insurance brokers.

Product Details§ 01

Max Insurance Limit
Up to USD 100M any one risk.
Min Premium / Revenue
Revenue >$1B only.
Market Focus
Large, Multinational
Coverage
Cyber crime / FTF, Primary & excess
AM Best Rating
A (Excellent) – AM Best (Beazley Insurance Company, Inc., admitted all 50 states)
MGA / Direct
No – Direct insurer.
Policy Language
English
NIS2 / DORA Support
Not applicable.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned); catastrophic event sublimit for accounts <$100M revenue.
Geographic Scope
USA (admitted all 50 states + surplus lines via Lloyd's syndicates).
Broker Only
Yes

Advantages & Limitations§ 02

Advantages

  • Beazley: leading specialist insurer; pioneer in cyber risk for 20+ years; 7 Lloyd's syndicates; $6.2B GWP (2024); A (Excellent) – AM Best across all entities. Operations in Europe, North America, Latin America and Asia.
  • Beazley Quantum Cyber (launched October 2024): comprehensive cover for large corporates with turnover in excess of $1B/£1B/€1B.
  • Capacity: up to $100M/£100M/€100M per risk — new consortium infusing $100M into the market.
  • Available on Global Wholesale platform via Lloyd's; led by Beazley cyber underwriting and claims.
  • Directly addresses large corporates at the sharp end of the cyber threat.

Limitations

  • Large corporates only — turnover must exceed $1B/£1B/€1B.
  • Global Wholesale/Lloyd's only; requires Lloyd's-accredited wholesale broker.
  • Capacity: up to $100M any one risk.
  • Nation-state exclusions apply.

Contact & Response§ 03

24/7 Crisis Hotline
claims@beazley.com / +1 888 269 2539

Frequently asked questions§ 04

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Who is Beazley Quantum Cyber designed for?

Beazley Quantum Cyber by Beazley Insurance Company, Inc. / Beazley America Insurance Company, Inc. targets large enterprises and multinational groups in USA. Geographic scope: USA (admitted all 50 states + surplus lines via Lloyd's syndicates)..

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What proactive security services are included with Beazley Quantum Cyber?

The policy bundles 3 proactive services: MDR / EDR, Incident response and Crisis management. These preventive services are typically included in the premium.

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Does Beazley Quantum Cyber help with NIS2 or DORA compliance?

Beazley Insurance Company, Inc. / Beazley America Insurance Company, Inc. indicates the following NIS2/DORA support for this product: Not applicable..

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How can I buy Beazley Quantum Cyber in USA?

Beazley Quantum Cyber is sold through insurance brokers — broker contact: https://www.beazley.com/en-us/broker-centre/. Compare it with alternatives in USA on Ryskly before approaching a broker.