Tech E&O by BOXX
Tech E&O by BOXX is a cyber insurance product underwritten by BOXX Insurance (USA) (Zurich Insurance Group (Switzerland)), available in USA. It is aimed at small and medium-sized businesses and mid-market companies. Coverage limits reach up to Bespoke; technology company limits.. The policy extends beyond standard cyber liability with Cyber crime / FTF and Tech E&O combined. Policyholders get 7 bundled proactive services — Vulnerability scanning, Training & awareness, Threat intelligence and Risk assessment, among others — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A (Excellent) – AM Best (Lloyd's); HSB (Munich Re) A++ (Superior).. It can be approached directly through the provider.
Product Details§ 01
Advantages & Limitations§ 02
Advantages
- BOXX Insurance: Toronto-based Insurtech MGA and Lloyd's coverholder; founded 2018; acquired by Zurich Global Ventures (Zurich Insurance Group) July 2025; continues under BOXX brand. Insurtech of the Year — Insurance Business Canada 2024. Nearly 1M customers across 5 continents.
- ALL IN ONE approach: cyber threat prediction, prevention, protection, and insurance in a single product.
- Hackbusters®: in-house 24/7 dedicated breach response team — mitigates over 80% of cyber incidents without a claim being made.
- Cyberboxx® Assist (launched Nov 2025): enterprise-grade cybersecurity tools suite; Attack Surface Management (ASM), ID protection, vCISO for small businesses, 24/7 expert support, supply chain failure monitoring; included for all policyholders or sold standalone.
- Capacity: Lloyd's of London (coverholder) + HSB (Munich Re subsidiary).
- Tech E&O by BOXX (launched Feb 2026): next-generation Technology Errors & Omissions combined with cyber insurance and media liability for technology companies.
- Built from the ground up for modern tech risk: broader triggers, reduced exclusions, clear treatment of algorithmic bias, data poisoning, and technology discrimination.
- Target: SaaS, fintech, healthtech, AI-enabled services, technology firms with contractual obligations around uptime, data integrity, and regulatory compliance.
- Combines Tech E&O + Cyber + Media Liability in one policy form.
Limitations
- Technology companies only.
- USA market focus (confirmed Feb 2026 launch).
- Broker distribution.
- Nation-state exclusions apply.
Contact & Response§ 03
Frequently asked questions§ 04
+Who is Tech E&O by BOXX designed for?
Tech E&O by BOXX by BOXX Insurance (USA) targets small and medium-sized businesses and mid-market companies in USA. Geographic scope: USA..
+What proactive security services are included with Tech E&O by BOXX?
The policy bundles 7 proactive services: Vulnerability scanning, Training & awareness, Threat intelligence, Risk assessment, Incident response, Risk platform / portal and Pre-breach advisory. These preventive services are typically included in the premium.
+Does Tech E&O by BOXX help with NIS2 or DORA compliance?
BOXX Insurance (USA) indicates the following NIS2/DORA support for this product: Not applicable..
+How can I buy Tech E&O by BOXX in USA?
You can approach BOXX Insurance (USA) directly (info@boxxinsurance.com) or via the provider's website. Compare it with alternatives in USA on Ryskly first.