Coalition Insurance Company (CIC) (Coalition, Inc. (USA))
Coalition Active Cyber Insurance
by Coalition Insurance Company (CIC)
B2BA-MGA—GlobalEnglish
Last updated Apr 2026
Product Details§ 01
Max Insurance Limit
Bespoke.
Min Premium / Revenue
No minimum premium for SME.
Market Focus
All sizes; all industries.
Coverage
Cyber crime / FTF, Tech E&O combined
AM Best Rating
A- (Excellent) – AM Best (Coalition Insurance Company, stable)
MGA / Direct
Yes – MGA / full-stack carrier (Coalition Insurance Company is admitted carrier; E&S lines also available).
Policy Language
English
NIS2 / DORA Support
Not applicable.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Global.
Broker Only
No
Advantages & Limitations§ 02
Advantages
- Full-stack admitted carrier licensed in all 50 US states + DC (quoting nationwide since Mar 2024).
- Active Cyber Insurance: combines comprehensive coverage with Coalition Control platform — real-time Attack Surface Monitoring, automated threat alerts, expert guidance, and breach response tools.
- Coverage: ransomware, data breach, BI, funds transfer fraud, system failure, Tech E&O, professional liability.
- Capacity backed by multiple A+ rated reinsurers (Arch, Allianz, Lloyd's, Swiss Re, Ascot, Vantage).
- Founders: ex-US intelligence / cybersecurity backgrounds.
- Valued at ~$5B (2022); 64% fewer claims vs market average.
Limitations
- MGA/carrier hybrid — E&S lines for complex risks; admitted CIC for standard.
- US-focused (also active UK, Canada, Australia, Nordic via separate entities).
Contact & Response§ 03
Customer Contact
24/7 Crisis Hotline
24/7 Active Response IR coordination included.
Broker Contact