Coalition Active Cyber Insurance
Coalition Active Cyber Insurance is a cyber insurance product underwritten by Coalition Insurance Company (CIC) (Coalition, Inc. (USA)), available in USA. It is aimed at small and medium-sized businesses, mid-market companies, large enterprises and multinational groups. Coverage limits reach up to Up to $25M. The policy extends beyond standard cyber liability with Cyber crime / FTF and Tech E&O combined. Policyholders get 6 bundled proactive services — Vulnerability scanning, Penetration testing, MDR / EDR and Risk assessment, among others — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A- (Excellent) – AM Best. It can be approached directly through the provider.
Product Details§ 01
Advantages & Limitations§ 02
Advantages
- Full-stack admitted carrier licensed in all 50 US states + DC (quoting nationwide since Mar 2024).
- Active Cyber Insurance: combines comprehensive coverage with Coalition Control platform — real-time Attack Surface Monitoring, automated threat alerts, expert guidance, and breach response tools.
- Coverage: ransomware, data breach, BI, funds transfer fraud, system failure, Tech E&O, professional liability.
- Capacity backed by multiple A+ rated reinsurers (Arch, Allianz, Lloyd's, Swiss Re, Ascot, Vantage).
- Founders: ex-US intelligence / cybersecurity backgrounds.
- Valued at ~$5B (2022); 64% fewer claims vs market average.
Limitations
- MGA/carrier hybrid — E&S lines for complex risks; admitted CIC for standard.
- US-focused (also active UK, Canada, Australia, Nordic via separate entities).
Contact & Response§ 03
Frequently asked questions§ 04
+Who is Coalition Active Cyber Insurance designed for?
Coalition Active Cyber Insurance by Coalition Insurance Company (CIC) targets small and medium-sized businesses, mid-market companies, large enterprises and multinational groups in USA. Geographic scope: Global..
+What proactive security services are included with Coalition Active Cyber Insurance?
The policy bundles 6 proactive services: Vulnerability scanning, Penetration testing, MDR / EDR, Risk assessment, Incident response and Risk platform / portal. These preventive services are typically included in the premium.
+Does Coalition Active Cyber Insurance help with NIS2 or DORA compliance?
Coalition Insurance Company (CIC) indicates the following NIS2/DORA support for this product: Not applicable..
+How can I buy Coalition Active Cyber Insurance in USA?
You can approach Coalition Insurance Company (CIC) directly (https://www.coalitioninc.com/) or via the provider's website. Compare it with alternatives in USA on Ryskly first.