Continental Casualty Company (CNA) (CNA Financial Corporation (USA))
CNA Epack 3®
by Continental Casualty Company (CNA)
B2BA+Direct—Broker only36 US states (admitted basis)English
Last updated Apr 2026
Product Details§ 01
Max Insurance Limit
Bespoke.
Min Premium / Revenue
No published minimum; revenue up to $1B; up to 2,500 employees.
Market Focus
All sizes; all industries; modular management liability + cyber combined.
Coverage
Cyber crime / FTF, Tech E&O combined
AM Best Rating
A+ (Superior) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
English
NIS2 / DORA Support
Not applicable.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
36 US states (admitted basis).
Broker Only
Yes
Advantages & Limitations§ 02
Advantages
- CNA Epack 3® (EP3): first-of-its-kind modular management liability policy; cyber, media, and technology/professional liability in one form.
- Modular structure: coverage options include Technology and Professional Liability, Network Security and Privacy Injury Liability, and Media — combine as needed.
- Coverage: all NetProtect 360® coverages plus E&O (Tech MPL) — compartmentalised coverage options that work together without overlap.
- Clear, concise policy language — designed for simplicity and ease of understanding.
- Admitted basis for small risks; competitive coverage with reduced application for <$100M revenue.
- Also covers: Directors & Officers Liability, Employment Practices Liability, Fiduciary Liability, Crime, K&R (via Epack Extra form).
- CNA CyberPrep included for all policyholders.
- Available in 36 US states (admitted basis for smaller risks).
Limitations
- Available in 36 US states only — not available nationwide.
- Modular management liability form; not standalone cyber.
- Requires 2+ years of operating history.
- Broker-only distribution.
Contact & Response§ 03
Customer Contact
24/7 Crisis Hotline
800-247-3968 (24/7) / cyberintake@cna.com
Broker Contact