Converge Insurance LLC (Converge Insurance (USA))

ConvergeConnect™

by Converge Insurance LLC
B2BA++MGABroker onlyUSAEnglish
Last updated 15.05.2026

ConvergeConnect™ is a cyber insurance product underwritten by Converge Insurance LLC (Converge Insurance (USA)), available in USA. It is aimed at small and medium-sized businesses, mid-market companies and large enterprises. Coverage limits reach up to Bespoke.. The policy extends beyond standard cyber liability with Cyber crime / FTF. Policyholders get 4 bundled proactive services — Risk assessment, Incident response, Risk platform / portal and Pre-breach advisory — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A++ (Superior) – AM Best (QBE North America; primary capacity).. It is distributed through insurance brokers.

Product Details§ 01

Max Insurance Limit
Bespoke.
Min Premium / Revenue
Revenue up to $750M (expanded to $1B via Obsidian, Feb 2025); technology partner channel.
Market Focus
SME, Mid-market, Large
Coverage
Cyber crime / FTF
AM Best Rating
A++ (Superior) – AM Best (QBE North America; primary capacity).
MGA / Direct
Yes – MGA (Converge acting as program administrator for QBE / Obsidian).
Policy Language
English
NIS2 / DORA Support
Not applicable.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
USA.
Broker Only
Yes

Advantages & Limitations§ 02

Advantages

  • Converge: specialist cyber MGA; New York-based; founded 2022; adversary-focused underwriting methodology; SOC 2 Type I compliant.
  • Proprietary technology platform: ingests data from applications, external system scans, underwriting/claims workspaces, insured/broker portals, analytics workspaces.
  • In-house cyber security experts on staff; in-house dedicated claims team.
  • Converge Fusion Report: proprietary pre-loss risk assessment delivered to all policyholders.
  • Capacity: QBE North America (A++ AM Best; primary capacity provider) + Obsidian Insurance Group (expanded to $1B revenue, Feb 2025; backed by panel of top reinsurers).
  • Non-admitted (E&S) basis via QBE North America's insurance companies.
  • API access: brokers can access cyber coverage and manage claims directly via Converge API.
  • ConvergeConnect™: primary cyber coverage through prequalified technology provider partnerships; access to behind-the-firewall security and underwriting data for best-in-class pricing.

Limitations

  • Primary cyber coverage only; via prequalified technology provider partnerships.
  • Revenue up to $750M (expanded via Obsidian to $1B).
  • Requires technology partner relationship with Converge.
  • USA only (E&S non-admitted).

Contact & Response§ 03

Customer Contact
firstnoticeofloss@convergeins.com
24/7 Crisis Hotline
firstnoticeofloss@convergeins.com (claims)

Frequently asked questions§ 04

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Who is ConvergeConnect™ designed for?

ConvergeConnect™ by Converge Insurance LLC targets small and medium-sized businesses, mid-market companies and large enterprises in USA. Geographic scope: USA..

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What proactive security services are included with ConvergeConnect™?

The policy bundles 4 proactive services: Risk assessment, Incident response, Risk platform / portal and Pre-breach advisory. These preventive services are typically included in the premium.

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Does ConvergeConnect™ help with NIS2 or DORA compliance?

Converge Insurance LLC indicates the following NIS2/DORA support for this product: Not applicable..

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How can I buy ConvergeConnect™ in USA?

ConvergeConnect™ is sold through insurance brokers — broker contact: https://www.convergeins.com/brokers. Compare it with alternatives in USA on Ryskly before approaching a broker.