Converge Insurance LLC (Converge Insurance (USA))

ConvergeConnect™

by Converge Insurance LLC
B2BA++MGABroker onlyUSAEnglish
Last updated 15.05.2026

Product Details§ 01

Max Insurance Limit
Bespoke.
Min Premium / Revenue
Revenue up to $750M (expanded to $1B via Obsidian, Feb 2025); technology partner channel.
Market Focus
SME, Mid-market, Large
Coverage
Cyber crime / FTF
AM Best Rating
A++ (Superior) – AM Best (QBE North America; primary capacity).
MGA / Direct
Yes – MGA (Converge acting as program administrator for QBE / Obsidian).
Policy Language
English
NIS2 / DORA Support
Not applicable.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
USA.
Broker Only
Yes

Advantages & Limitations§ 02

Advantages

  • Converge: specialist cyber MGA; New York-based; founded 2022; adversary-focused underwriting methodology; SOC 2 Type I compliant.
  • Proprietary technology platform: ingests data from applications, external system scans, underwriting/claims workspaces, insured/broker portals, analytics workspaces.
  • In-house cyber security experts on staff; in-house dedicated claims team.
  • Converge Fusion Report: proprietary pre-loss risk assessment delivered to all policyholders.
  • Capacity: QBE North America (A++ AM Best; primary capacity provider) + Obsidian Insurance Group (expanded to $1B revenue, Feb 2025; backed by panel of top reinsurers).
  • Non-admitted (E&S) basis via QBE North America's insurance companies.
  • API access: brokers can access cyber coverage and manage claims directly via Converge API.
  • ConvergeConnect™: primary cyber coverage through prequalified technology provider partnerships; access to behind-the-firewall security and underwriting data for best-in-class pricing.

Limitations

  • Primary cyber coverage only; via prequalified technology provider partnerships.
  • Revenue up to $750M (expanded via Obsidian to $1B).
  • Requires technology partner relationship with Converge.
  • USA only (E&S non-admitted).

Contact & Response§ 03

Customer Contact
firstnoticeofloss@convergeins.com
24/7 Crisis Hotline
firstnoticeofloss@convergeins.com (claims)