Corvus Insurance (a Travelers Company) (The Travelers Companies, Inc. (USA))

Smart Cyber Insurance®
Smart Tech E&O®

by Corvus Insurance (a Travelers Company)
B2BA++MGABroker onlyGlobalEnglish
Last updated 29.04.2026

Smart Cyber Insurance® / Smart Tech E&O® is a cyber insurance product underwritten by Corvus Insurance (a Travelers Company) (The Travelers Companies, Inc. (USA)), available in USA. It is aimed at small and medium-sized businesses and mid-market companies. Coverage limits reach up to Bespoke.. The policy extends beyond standard cyber liability with Tech E&O combined. Policyholders get 2 bundled proactive services — Vulnerability scanning and Risk platform / portal — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A++ (Superior) – AM Best. It is distributed through insurance brokers.

Product Details§ 01

Max Insurance Limit
Bespoke.
Min Premium / Revenue
No revenue threshold published
Market Focus
SME, Mid-market
Coverage
Tech E&O combined
AM Best Rating
A++ (Superior) – AM Best
MGA / Direct
Yes – MGA (Travelers capacity; Corvus is Travelers subsidiary).
Policy Language
English
NIS2 / DORA Support
Not applicable.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Global.
Broker Only
Yes

Advantages & Limitations§ 02

Advantages

  • Corvus: acquired by Travelers for $435M (closed Jan 2024); now wholly owned Travelers subsidiary.
  • AI-driven cyber risk platform: identifies vulnerabilities throughout policy period, reducing exposure; click-and-bind renewal for qualifying accounts.
  • Coverage: ransomware, data breach, BI, cyber extortion, network security failure, Tech E&O.
  • In-house claims handling and cybersecurity experts; rapid threat alerts to policyholders.
  • Traders operate in US, Middle East, Europe, Canada, and Australia.

Limitations

  • Wholly owned Travelers subsidiary — product now integrated into Travelers cyber platform.

Contact & Response§ 03

24/7 Crisis Hotline
Via policy documentation (Travelers/Corvus IR team).

Frequently asked questions§ 04

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Who is Smart Cyber Insurance® / Smart Tech E&O® designed for?

Smart Cyber Insurance® / Smart Tech E&O® by Corvus Insurance (a Travelers Company) targets small and medium-sized businesses and mid-market companies in USA. Geographic scope: Global..

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What proactive security services are included with Smart Cyber Insurance® / Smart Tech E&O®?

The policy bundles 2 proactive services: Vulnerability scanning and Risk platform / portal. These preventive services are typically included in the premium.

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Does Smart Cyber Insurance® / Smart Tech E&O® help with NIS2 or DORA compliance?

Corvus Insurance (a Travelers Company) indicates the following NIS2/DORA support for this product: Not applicable..

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How can I buy Smart Cyber Insurance® / Smart Tech E&O® in USA?

Smart Cyber Insurance® / Smart Tech E&O® is sold through insurance brokers — broker contact: https://www.corvusinsurance.com/. Compare it with alternatives in USA on Ryskly before approaching a broker.