Cowbell Prime 100 Pro
Cowbell Prime 100 Pro is a cyber insurance product underwritten by Cowbell Cyber Inc. (Cowbell Cyber Inc. (USA)), available in USA. It is aimed at small and medium-sized businesses and mid-market companies. Coverage limits reach up to Up to USD 3M (admitted, enhanced).. The policy extends beyond standard cyber liability with Cyber crime / FTF. Policyholders get 8 bundled proactive services — Penetration testing, Training & awareness, MDR / EDR and Risk assessment, among others — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A+ (Superior) – AM Best. It can be approached directly through the provider.
Product Details§ 01
Advantages & Limitations§ 02
Advantages
- Cowbell: AI-native cyber MGA; closed-loop risk management platform; Cowbell Factors™ continuous risk scoring using 200+ proprietary signals (no questionnaire required for eligible risks).
- Cowbell Insights: actionable guidance to strengthen defences; Cowbell Connectors: integrations with cloud and security providers (MS365, Google Workspace, CrowdStrike etc.) that validate security practices automatically.
- Cowbell Resiliency Services (CRS — complimentary for all policyholders): Risk Assessment, Cowbell Insights, IR Plan Template, Cybersecurity Awareness Training (Wizer, unlimited seats first 12 months), Micro-Penetration Testing, Vendor Risk Assessment (VRA).
- CRS subscription add-ons: MDR (Managed Detection & Response), full Penetration Testing, IdentityAI (user-identity monitoring), COMPaaS (Compliance as a Service).
- 24/7 in-house claims specialists; expert claims support at policy inception; API-based quoting (bind in under 5 minutes).
- Cowbell Academy for broker training; Rx Marketplace for policyholder security discounts.
- Cowbell Prime 100 Pro: admitted, enhanced standalone cyber insurance for SMEs with up to $100M in revenue; broader coverage and higher limits than Prime 100.
- Enhanced coverages vs Prime 100: broader business interruption, enhanced extortion, social engineering, reputational harm, additional optional coverages.
- Same adaptive underwriting engine as Prime 100; Cowbell Factors™ continuous monitoring.
- Quote, bind and issue in under 5 minutes.
Limitations
- Admitted (standard market); revenue up to $100M.
- USA only (admitted paper).
- Enhanced version of Prime 100 — broader coverage, not excess layer.
Contact & Response§ 03
Frequently asked questions§ 04
+Who is Cowbell Prime 100 Pro designed for?
Cowbell Prime 100 Pro by Cowbell Cyber Inc. targets small and medium-sized businesses and mid-market companies in USA. Geographic scope: USA..
+What proactive security services are included with Cowbell Prime 100 Pro?
The policy bundles 8 proactive services: Penetration testing, Training & awareness, MDR / EDR, Risk assessment, Incident response, Risk platform / portal, Pre-breach advisory and 3rd party risk assessment. These preventive services are typically included in the premium.
+Does Cowbell Prime 100 Pro help with NIS2 or DORA compliance?
Cowbell Cyber Inc. indicates the following NIS2/DORA support for this product: Not applicable..
+How can I buy Cowbell Prime 100 Pro in USA?
You can approach Cowbell Cyber Inc. directly (https://cowbell.insure/find-an-agent/) or via the provider's website. Compare it with alternatives in USA on Ryskly first.