Cowbell Cyber Inc. (Cowbell Cyber Inc. (USA))

Cowbell Prime 250

by Cowbell Cyber Inc.
B2BA+MGAGlobalEnglish
Last updated 07.05.2026

Product Details§ 01

Max Insurance Limit
Up to USD 5M.
Min Premium / Revenue
Revenue USD 25M to USD 250M.
Market Focus
SME, Mid-market, Large, Multinational
Coverage
Cyber crime / FTF
AM Best Rating
A+ (Superior) – AM Best
MGA / Direct
Yes – MGA (Zurich and other carrier capacity).
Policy Language
English
NIS2 / DORA Support
Not applicable.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Global.
Broker Only
No

Advantages & Limitations§ 02

Advantages

  • Cowbell: AI-native cyber MGA; closed-loop risk management platform; Cowbell Factors™ continuous risk scoring using 200+ proprietary signals (no questionnaire required for eligible risks).
  • Cowbell Insights: actionable guidance to strengthen defences; Cowbell Connectors: integrations with cloud and security providers (MS365, Google Workspace, CrowdStrike etc.) that validate security practices automatically.
  • Cowbell Resiliency Services (CRS — complimentary for all policyholders): Risk Assessment, Cowbell Insights, IR Plan Template, Cybersecurity Awareness Training (Wizer, unlimited seats first 12 months), Micro-Penetration Testing, Vendor Risk Assessment (VRA).
  • CRS subscription add-ons: MDR (Managed Detection & Response), full Penetration Testing, IdentityAI (user-identity monitoring), COMPaaS (Compliance as a Service).
  • 24/7 in-house claims specialists; expert claims support at policy inception; API-based quoting (bind in under 5 minutes).
  • Cowbell Academy for broker training; Rx Marketplace for policyholder security discounts.
  • Cowbell Prime 250: E&S (non-admitted) cyber for mid-market; revenue USD 25M–USD 250M.
  • Coverages: ransomware, BI, data breach, network security liability, privacy, extortion, FTF/social engineering, reputational harm.

Limitations

  • Revenue range USD 25M–USD 250M.

Contact & Response§ 03

24/7 Crisis Hotline
24/7 in-house claims support / https://cowbell.insure/claims-services/