Cowbell Cyber Inc. (MGA – admitted and E&S) (Cowbell Cyber Inc. (USA))
Cowbell Prime 250
by Cowbell Cyber Inc. (MGA – admitted and E&S)
B2BA+MGA—GlobalEnglish
Last updated Apr 2026
Product Details§ 01
Max Insurance Limit
Up to USD 5M.
Min Premium / Revenue
Revenue USD 25M to USD 250M.
Market Focus
Mid-market businesses; revenue USD 25M–USD 250M.
Coverage
Cyber crime / FTF
AM Best Rating
A+ (Superior) – AM Best (Zurich capacity); other capacity providers also rated.
MGA / Direct
Yes – MGA (Zurich and other carrier capacity).
Policy Language
English
NIS2 / DORA Support
Not applicable.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Global.
Broker Only
No
Advantages & Limitations§ 02
Advantages
- AI-driven, continuous risk monitoring built into underwriting — automated real-time reassessment.
- SME-focused: Cowbell Prime One (under $25M revenue); Cowbell Prime 250 (up to $250M revenue).
- Coverage: ransomware, data breach, BI, cyber extortion, funds transfer fraud, social engineering, system damage.
- Self-service policy management portal for brokers; rapid digital quoting.
- Policyholders receive deductible waivers if Cowbell security tools deployed across all endpoints.
Limitations
- Revenue range USD 25M–USD 250M.
Contact & Response§ 03
Customer Contact
24/7 Crisis Hotline
Via policy documentation.
Broker Contact