Hartford CyberChoice First Response℠

Advantages

• The Hartford: one of the largest US commercial property and casualty insurers; A+ (Superior) AM Best; 200+ years' history; specialized and dedicated CyberTech Open Brokerage team.
• Appetite for businesses with revenue up to $1B; capacity up to $5M for primary and excess liability.
• Affirmative cyberterrorism coverage included across all products; affirmative allocation provision; worldwide coverage territory.
• Broad industry appetite: construction, manufacturing, professional services, retail, entertainment, financial institutions, hospitality, transportation, wholesale trade.
• Coverage (all products): data breach third-party liability (defense and damages, fines and penalties, PCI fines), cyber first-party (data breach response expense — breach coach, forensic investigation, notification, credit monitoring, PR consultant, data restoration; BI and dependent BI; system failure and dependent system failure; ransomware and extortion negotiation and payment; cyber crime).
• CyberChoice First Response: admitted standalone cyber product; retail distribution; primary capacity up to $5M.
• Admitted in 47 states and District of Columbia (all states except Alaska, Louisiana, Vermont).
• Pre-claim investigation and prevention assistance; FirstResponse Hotline 800-370-0605 / FirstResponse@thehartford.com.
• Revenue appetite: up to $250M (reduced from prior $1B — First Response is the admitted SME product).