🇺🇸 USA
Hartford Fire Insurance Company (The Hartford Financial Services Group, Inc. (USA))

CyberChoice First Response℠

by Hartford Fire Insurance Company
B2BA+Direct—Broker onlyDomestic onlyEnglish
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Last updated Apr 2026

Product Details§ 01

Max Insurance Limit
Bespoke.
Market Focus
All sizes; SME and mid-market primary.
AM Best Rating
A+ (Superior) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
English
NIS2 / DORA Support
Not applicable.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Domestic only.
Broker Only
Yes

Advantages & Limitations§ 02

Advantages

  • CyberChoice First Response: standalone cyber + data breach insurance.
  • Seamlessly bundled with Spectrum BOP for small businesses (available nationwide via ICON platform, Sep 2025).
  • Broad industry appetite; all business sizes.
  • Pre-breach risk management resources and cyber education.
  • Pronto fast-quote system for brokers.
  • More than 200 years of business insurance experience.
  • Named #1 Digital Small Business Insurer 6 consecutive years (Keynova Group).

Limitations

  • US domestic product only (excludes Alaska, Louisiana, Vermont for CyberChoice First Response).
  • No international or EU operations.

Contact & Response§ 03

Customer Contact
https://www.thehartford.com/contact-us
24/7 Crisis Hotline
800-370-0605 (FirstResponse Hotline) / FirstResponse@thehartford.com
Broker Contact
https://www.thehartford.com/commercial-insurance-agents