Hartford CyberChoice Professional

Advantages

• The Hartford: one of the largest US commercial property and casualty insurers; A+ (Superior) AM Best; 200+ years' history; specialized and dedicated CyberTech Open Brokerage team.
• Appetite for businesses with revenue up to $1B; capacity up to $5M for primary and excess liability.
• Affirmative cyberterrorism coverage included across all products; affirmative allocation provision; worldwide coverage territory.
• Broad industry appetite: construction, manufacturing, professional services, retail, entertainment, financial institutions, hospitality, transportation, wholesale trade.
• Coverage (all products): data breach third-party liability (defense and damages, fines and penalties, PCI fines), cyber first-party (data breach response expense — breach coach, forensic investigation, notification, credit monitoring, PR consultant, data restoration; BI and dependent BI; system failure and dependent system failure; ransomware and extortion negotiation and payment; cyber crime).
• CyberChoice Professional: non-admitted E&S product combining Technology E&O and cyber in one policy; designed for technology companies.
• Tech E&O coverage: broad definition of technology products/services (SaaS, IaaS, PaaS, IT services, cybersecurity, big data, predictive analytics, data entry/processing, on-demand consumer services, social media, telecom, ISPs, IT hardware, firmware, electronic equipment); broad form contractual liability; enterprise media liability; coverage for software code (IP); blanket professional services liability.
• Primary and excess capacity up to $5M; revenue appetite up to $1B.
• Eligible technology categories: SaaS, IaaS, PaaS, IT services, cybersecurity, big data, predictive analytics, data entry and processing, on-demand consumer services, social media, telecommunications, ISPs, IT hardware/firmware/electronic components.