Hartford Fire Insurance Company (The Hartford Financial Services Group, Inc. (USA))

Hartford CyberChoice Secure

by Hartford Fire Insurance Company
B2BA+DirectBroker onlyGlobalEnglish
Last updated 46143

Product Details§ 01

Max Insurance Limit
Up to $5M (primary and excess; E&S).
Min Premium / Revenue
Revenue up to $1B; no published minimum.
Market Focus
SME, MID, LARGE, MULTI
Coverage
Cyber crime / FTF, Primary & excess
AM Best Rating
A+ (Superior) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
English
NIS2 / DORA Support
Not applicable.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned); affirmative cyberterrorism coverage included.
Geographic Scope
Global.
Broker Only
Yes

Advantages & Limitations§ 02

Advantages

  • The Hartford: one of the largest US commercial property and casualty insurers; A+ (Superior) AM Best; 200+ years' history; specialized and dedicated CyberTech Open Brokerage team.
  • Appetite for businesses with revenue up to $1B; capacity up to $5M for primary and excess liability.
  • Affirmative cyberterrorism coverage included across all products; affirmative allocation provision; worldwide coverage territory.
  • Broad industry appetite: construction, manufacturing, professional services, retail, entertainment, financial institutions, hospitality, transportation, wholesale trade.
  • Coverage (all products): data breach third-party liability (defense and damages, fines and penalties, PCI fines), cyber first-party (data breach response expense — breach coach, forensic investigation, notification, credit monitoring, PR consultant, data restoration; BI and dependent BI; system failure and dependent system failure; ransomware and extortion negotiation and payment; cyber crime).
  • CyberChoice Secure: non-admitted E&S standalone cyber product; open brokerage (retail and wholesale distribution).
  • Primary and excess capacity up to $5M; revenue appetite up to $1B (broader than admitted First Response product).
  • E&S product designed for risks that require non-admitted placement or higher revenue thresholds.
  • Pre-claim investigation and prevention assistance; FirstResponse Hotline.

Limitations

  • Non-admitted (E&S) product; surplus lines brokers required.
  • Revenue up to $1B.
  • Open brokerage — retail and wholesale distribution.
  • USA only.

Contact & Response§ 03

Customer Contact
800-370-0605 (FirstResponse Hotline) / FirstResponse@thehartford.com
24/7 Crisis Hotline
800-370-0605 (FirstResponse Hotline) / FirstResponse@thehartford.com