HSB CyberPro™
HSB CyberPro™ is a cyber insurance product underwritten by Hartford Steam Boiler Inspection and Insurance Company (HSB) (Munich Re (Germany)), available in USA. It is aimed at small and medium-sized businesses and mid-market companies. Coverage limits reach up to Up to $5M; bespoke above.. The policy extends beyond standard cyber liability with Cyber crime / FTF and Tech E&O combined. Policyholders get 8 bundled proactive services — Vulnerability scanning, Training & awareness, Threat intelligence and Risk assessment, among others — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A++ (Superior) – AM Best. It is distributed through insurance brokers.
Product Details§ 01
Advantages & Limitations§ 02
Advantages
- HSB CyberPro™ (2024): comprehensive coverage for SMB up to $2B revenue; available on surplus lines basis nationwide.
- HSB Cyber Suite: modular coverage for commercial insurers to bundle for small business clients.
- Near 20 years of cyber insurance experience; top-10 admitted US cyber insurer.
- eRisk Hub portal powered by NetDiligence for policyholders.
- First- and third-party coverage: cybercrime, BI, data restoration, event response, legal counsel, forensics, crisis management.
- Google Cloud partnership: custom cyber insurance for Google Cloud customers.
Limitations
- CyberPro on surplus lines basis; primary market product (Cyber Suite) via commercial insurer partners.
- US and Canada focus; separate UK/Ireland entity (HSB EIL).
- Limited appetite for:
- Medical offices.
- Assisted living.
- Nursing homes.
- Payroll processing.
- Private schools.
- Social assistance.
- Financial and banking institutions.
- Billing services.
- Manufacturing.
- No appetite for:
- Casinos.
- Cannabis Production/distribution.
- Adult entertainment.
- Debt Collection.
- Public Schools.
Contact & Response§ 03
Frequently asked questions§ 04
+Who is HSB CyberPro™ designed for?
HSB CyberPro™ by Hartford Steam Boiler Inspection and Insurance Company (HSB) targets small and medium-sized businesses and mid-market companies in USA. Geographic scope: Global..
+What proactive security services are included with HSB CyberPro™?
The policy bundles 8 proactive services: Vulnerability scanning, Training & awareness, Threat intelligence, Risk assessment, Incident response, Risk platform / portal, Pre-breach advisory and Crisis management. These preventive services are typically included in the premium.
+Does HSB CyberPro™ help with NIS2 or DORA compliance?
Hartford Steam Boiler Inspection and Insurance Company (HSB) indicates the following NIS2/DORA support for this product: Not applicable..
+How can I buy HSB CyberPro™ in USA?
HSB CyberPro™ is sold through insurance brokers — broker contact: https://www.munichre.com/hsb/en/brokers.html. Compare it with alternatives in USA on Ryskly before approaching a broker.