Hartford Steam Boiler Inspection and Insurance Company (HSB) (Munich Re / HSB Group (USA))
HSB CyberPro™
HSB Cyber Suite
by Hartford Steam Boiler Inspection and Insurance Company (HSB)
B2BA++Direct—Broker onlyGlobalEnglish
Last updated Apr 2026
Product Details§ 01
Max Insurance Limit
Up to $25M; bespoke above.
Min Premium / Revenue
Revenue up to $2B (CyberPro); SME (Cyber Suite).
Market Focus
SME and mid-market.
Coverage
Cyber crime / FTF
AM Best Rating
A++ (Superior) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
English
NIS2 / DORA Support
Not applicable.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Global.
Broker Only
Yes
Advantages & Limitations§ 02
Advantages
- HSB CyberPro™ (2024): comprehensive coverage for SMB up to $2B revenue; available on surplus lines basis nationwide.
- HSB Cyber Suite: modular coverage for commercial insurers to bundle for small business clients.
- Near 20 years of cyber insurance experience; top-10 admitted US cyber insurer.
- eRisk Hub portal powered by NetDiligence for policyholders.
- First- and third-party coverage: cybercrime, BI, data restoration, event response, legal counsel, forensics, crisis management.
- Google Cloud partnership: custom cyber insurance for Google Cloud customers.
Limitations
- CyberPro on surplus lines basis; primary market product (Cyber Suite) via commercial insurer partners.
- US and Canada focus; separate UK/Ireland entity (HSB EIL).
Contact & Response§ 03
Customer Contact
24/7 Crisis Hotline
24/7 claims specialist team (number in policy documentation)
Broker Contact