Hartford Steam Boiler Inspection and Insurance Company (HSB) (Munich Re (Germany))
HSB CyberPro™
by Hartford Steam Boiler Inspection and Insurance Company (HSB)
B2BA++Direct—Broker onlyGlobalEnglish
Last updated 07.05.2026
Product Details§ 01
Max Insurance Limit
Up to $5M; bespoke above.
Min Premium / Revenue
Revenue up to $2B (CyberPro); SME (Cyber Suite).
Market Focus
SME, Mid-market
Coverage
Cyber crime / FTF, Tech E&O combined
AM Best Rating
A++ (Superior) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
English
NIS2 / DORA Support
Not applicable.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Global.
Broker Only
Yes
Advantages & Limitations§ 02
Advantages
- HSB CyberPro™ (2024): comprehensive coverage for SMB up to $2B revenue; available on surplus lines basis nationwide.
- HSB Cyber Suite: modular coverage for commercial insurers to bundle for small business clients.
- Near 20 years of cyber insurance experience; top-10 admitted US cyber insurer.
- eRisk Hub portal powered by NetDiligence for policyholders.
- First- and third-party coverage: cybercrime, BI, data restoration, event response, legal counsel, forensics, crisis management.
- Google Cloud partnership: custom cyber insurance for Google Cloud customers.
Limitations
- CyberPro on surplus lines basis; primary market product (Cyber Suite) via commercial insurer partners.
- US and Canada focus; separate UK/Ireland entity (HSB EIL).
- Limited appetite for:
- Medical offices.
- Assisted living.
- Nursing homes.
- Payroll processing.
- Private schools.
- Social assistance.
- Financial and banking institutions.
- Billing services.
- Manufacturing.
- No appetite for:
- Casinos.
- Cannabis Production/distribution.
- Adult entertainment.
- Debt Collection.
- Public Schools.
Contact & Response§ 03
24/7 Crisis Hotline
24/7 claims specialist team (number in policy documentation)
Broker Contact