K2 Intelligent Cyber Insurance
K2 Intelligent Cyber Insurance is a cyber insurance product underwritten by K2 Cyber (a division of K2 Insurance Services) (K2 Insurance Services (USA)), available in USA. It is aimed at mid-market companies and large enterprises. Coverage limits reach up to Up to $10M aggregate limit.. The policy extends beyond standard cyber liability with Cyber crime / FTF. Policyholders get 5 bundled proactive services — Vulnerability scanning, Risk assessment, Incident response and Pre-breach advisory, among others — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of Not disclosed (K2 Cyber carrier capacity not publicly named).. It can be approached directly through the provider.
Product Details§ 01
Advantages & Limitations§ 02
Advantages
- K2 Cyber: division of K2 Insurance Services (backed by Warburg Pincus); launched April 2025; HQ undisclosed.
- K2 Insurance Services: insurance services holding company; nearly $2B in niche commercial and personal insurance premiums annually; specialist in niche programs and specialty MGAs.
- Team: Meghan Hannes (former Head of US Underwriting Management for Cyber Risks, Beazley) + Raymond Lynch (former Business Insurance Vertical Lead, Liberty Mutual) + veterans from CyberPolicy.
- K2 Intelligent Cyber Insurance: SMB-focused cyber insurance; continuous risk engineering model — ongoing prevention and mitigation embedded in product.
- Coverage: ransomware, data breach, business interruption, cyber crime, network security liability, regulatory fines.
- Distributed via direct, retail and wholesale broker channels.
Limitations
- SMB (small and medium business) focus only.
- USA only.
- Launched April 2025 — limited track record; carrier capacity not publicly disclosed.
- Nation-state exclusions apply.
- No appetite for:
- Adult entertainment, gambling, and crypto.
Contact & Response§ 03
Frequently asked questions§ 04
+Who is K2 Intelligent Cyber Insurance designed for?
K2 Intelligent Cyber Insurance by K2 Cyber (a division of K2 Insurance Services) targets mid-market companies and large enterprises in USA. Geographic scope: USA..
+What proactive security services are included with K2 Intelligent Cyber Insurance?
The policy bundles 5 proactive services: Vulnerability scanning, Risk assessment, Incident response, Pre-breach advisory and Cyber risk engineering. These preventive services are typically included in the premium.
+Does K2 Intelligent Cyber Insurance help with NIS2 or DORA compliance?
K2 Cyber (a division of K2 Insurance Services) indicates the following NIS2/DORA support for this product: Not applicable..
+How can I buy K2 Intelligent Cyber Insurance in USA?
You can approach K2 Cyber (a division of K2 Insurance Services) directly (https://www.k2cyber.ai/) or via the provider's website. Compare it with alternatives in USA on Ryskly first.