K2 Cyber (a division of K2 Insurance Services) (K2 Insurance Services (USA))
K2 Intelligent Cyber Insurance
by K2 Cyber (a division of K2 Insurance Services)
B2BN/RMGA—USAEnglish
Last updated 15.05.2026
Product Details§ 01
Max Insurance Limit
Up to $10M aggregate limit.
Min Premium / Revenue
Up to $100M revenue.
Market Focus
Mid-market, Large
Coverage
Cyber crime / FTF
AM Best Rating
Not disclosed (K2 Cyber carrier capacity not publicly named).
MGA / Direct
Yes – MGA (K2 Cyber division of K2 Insurance Services).
Policy Language
English
NIS2 / DORA Support
Not applicable.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
USA.
Broker Only
No
Advantages & Limitations§ 02
Advantages
- K2 Cyber: division of K2 Insurance Services (backed by Warburg Pincus); launched April 2025; HQ undisclosed.
- K2 Insurance Services: insurance services holding company; nearly $2B in niche commercial and personal insurance premiums annually; specialist in niche programs and specialty MGAs.
- Team: Meghan Hannes (former Head of US Underwriting Management for Cyber Risks, Beazley) + Raymond Lynch (former Business Insurance Vertical Lead, Liberty Mutual) + veterans from CyberPolicy.
- K2 Intelligent Cyber Insurance: SMB-focused cyber insurance; continuous risk engineering model — ongoing prevention and mitigation embedded in product.
- Coverage: ransomware, data breach, business interruption, cyber crime, network security liability, regulatory fines.
- Distributed via direct, retail and wholesale broker channels.
Limitations
- SMB (small and medium business) focus only.
- USA only.
- Launched April 2025 — limited track record; carrier capacity not publicly disclosed.
- Nation-state exclusions apply.
- No appetite for:
- Adult entertainment, gambling, and crypto.
Contact & Response§ 03
Customer Contact
24/7 Crisis Hotline
Via policy; contact details not publicly disclosed.
Broker Contact