Enterprise Cyber Insurance
Enterprise Cyber Insurance is a cyber insurance product underwritten by Nationwide Property & Casualty Insurance Company (Nationwide Mutual Insurance Company (USA)), available in USA. It is aimed at large enterprises. Coverage limits reach up to Up to $25M. The policy extends beyond standard cyber liability with Cyber crime / FTF, Primary & excess and Tech E&O combined. Policyholders get 4 bundled proactive services — Vulnerability scanning, Training & awareness, Risk assessment and Incident response — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A+ (Superior) – AM Best. It can be approached directly through the provider.
Product Details§ 01
Advantages & Limitations§ 02
Advantages
- Two distinct products:
- — Enterprise Cyber Insurance: large and mid-market businesses; includes loss prevention services, cyber safety tools, continuous motor vehicle record monitoring for commercial and agribusiness.
- — Cyber Liability & Data Breach Insurance: available direct via nationwide.com; call 1-888-490-1549; covers data breach, cyber attack, BI loss, regulatory costs.
- Nationwide: one of the largest US P&C mutuals; $73.2B total sales 2025 (record); $32.8B adjusted capital (record); net operating income $4.3B (+37% vs 2024).
- Nationwide Financial recorded highest-ever sales and earnings in 2025.
- "Predict and prevent" strategy: cyber safety tools embedded in commercial policies.
Limitations
- Mutual insurer (no public equity float).
- 12% DPW decline 2022–23 as pricing softened.
Contact & Response§ 03
Frequently asked questions§ 04
+Who is Enterprise Cyber Insurance designed for?
Enterprise Cyber Insurance by Nationwide Property & Casualty Insurance Company targets large enterprises in USA. Geographic scope: Global..
+What proactive security services are included with Enterprise Cyber Insurance?
The policy bundles 4 proactive services: Vulnerability scanning, Training & awareness, Risk assessment and Incident response. These preventive services are typically included in the premium.
+Does Enterprise Cyber Insurance help with NIS2 or DORA compliance?
Nationwide Property & Casualty Insurance Company indicates the following NIS2/DORA support for this product: Not applicable..
+How can I buy Enterprise Cyber Insurance in USA?
You can approach Nationwide Property & Casualty Insurance Company directly (1-888-490-1549 / https://www.nationwide.com/business/insurance/cyber-liability/) or via the provider's website. Compare it with alternatives in USA on Ryskly first.