Onda Insurance Services, Inc. (Onda (UK/USA/France))

Onda X

by Onda Insurance Services, Inc.
B2BN/RMGABroker onlyUSA (40+ states licensed)English
Last updated 10.05.2026

Onda X is a cyber insurance product underwritten by Onda Insurance Services, Inc. (Onda (UK/USA/France)), available in USA. It is aimed at mid-market companies and large enterprises. Coverage limits reach up to Up to $5M aggregate (primary or excess basis).. The policy extends beyond standard cyber liability with Cyber crime / FTF and Primary & excess. Policyholders get 5 bundled proactive services — Threat intelligence, Risk assessment, Incident response and Risk platform / portal, among others — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of Not disclosed (Onda is an MGA; underlying carrier not named publicly).. It is distributed through insurance brokers.

Product Details§ 01

Max Insurance Limit
Up to $5M aggregate (primary or excess basis).
Min Premium / Revenue
Middle market; annual revenue $50M–$1B; no published minimum premium.
Market Focus
Mid-market, Large
Coverage
Cyber crime / FTF, Primary & excess
AM Best Rating
Not disclosed (Onda is an MGA; underlying carrier not named publicly).
MGA / Direct
Yes – MGA (Onda Insurance Services, Inc.).
Policy Language
English
NIS2 / DORA Support
Not applicable.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
USA (40+ states licensed).
Broker Only
Yes

Advantages & Limitations§ 02

Advantages

  • Onda: specialist cyber insurer and MGA; ISO 27001 certified; UK, US and France markets; bespoke wordings and coverage.
  • Onda X: comprehensive cyber insurance for middle market and larger businesses with annual revenue from $50M to $1B; powered by Navigator; aggregate limits up to $5M on primary or excess coverage basis.
  • Navigator (free for all policyholders): Onda's proprietary cyber risk and insurability management platform; 360° digital supply chain view; ongoing threat monitoring and insurability management throughout the policy period.
  • Zero Deductible Access to IR panel.
  • Cyber Insurability Assessments with every quotation and throughout the policy period.
  • Coverage: ransomware, social engineering, system business interruption, data breaches, reputational harm.
  • Available as primary or excess placement.

Limitations

  • Broker distribution only (Onda does not solicit insurance directly from commercial customers or the public).
  • US product: licensed in 40+ states — not all US states.

Contact & Response§ 03

Customer Contact
+1 (800) 385 0622 / hello@onda.ai
24/7 Crisis Hotline
+1 (800) 385 0622 / hello@onda.ai

Frequently asked questions§ 04

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Who is Onda X designed for?

Onda X by Onda Insurance Services, Inc. targets mid-market companies and large enterprises in USA. Geographic scope: USA (40+ states licensed)..

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What proactive security services are included with Onda X?

The policy bundles 5 proactive services: Threat intelligence, Risk assessment, Incident response, Risk platform / portal and Pre-breach advisory. These preventive services are typically included in the premium.

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Does Onda X help with NIS2 or DORA compliance?

Onda Insurance Services, Inc. indicates the following NIS2/DORA support for this product: Not applicable..

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How can I buy Onda X in USA?

Onda X is sold through insurance brokers — broker contact: https://portal.onda.ai/. Compare it with alternatives in USA on Ryskly before approaching a broker.