Cyber Excess Insurance (SRCS)
Cyber Excess Insurance (SRCS) is a cyber insurance product underwritten by Swiss Re Corporate Solutions America Insurance Corporation (Swiss Re Group (Switzerland)), available in USA. It is aimed at large enterprises. Coverage limits reach up to Up to USD/EUR 10M excess capacity; sits above primary policy.. The policy extends beyond standard cyber liability with Primary & excess and Tech E&O combined. Policyholders get 3 bundled proactive services — Threat intelligence, Incident response and Cyber risk engineering — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A+ (Superior) – AM Best. It is distributed through insurance brokers.
Product Details§ 01
Advantages & Limitations§ 02
Advantages
- First-party: BI, forensics, data recovery, notification costs, extortion.
- Third-party: liability, regulatory defence, fines and penalties.
- Access to Swiss Re's global cyber analytics and accumulation modelling.
- Close integration with Swiss Re research and risk intelligence.
- Tailored capacity for large corporate and multinational clients.
- Coalition capacity partner for US cyber programmes.
Limitations
- Excess layer only; primary policy required. Bespoke per risk.
Contact & Response§ 03
Frequently asked questions§ 04
+Who is Cyber Excess Insurance (SRCS) designed for?
Cyber Excess Insurance (SRCS) by Swiss Re Corporate Solutions America Insurance Corporation targets large enterprises in USA. Geographic scope: Global..
+What proactive security services are included with Cyber Excess Insurance (SRCS)?
The policy bundles 3 proactive services: Threat intelligence, Incident response and Cyber risk engineering. These preventive services are typically included in the premium.
+Does Cyber Excess Insurance (SRCS) help with NIS2 or DORA compliance?
Swiss Re Corporate Solutions America Insurance Corporation indicates the following NIS2/DORA support for this product: Not applicable..
+How can I buy Cyber Excess Insurance (SRCS) in USA?
Cyber Excess Insurance (SRCS) is sold through insurance brokers — broker contact: https://corporatesolutions.swissre.com/insurance-solutions/cyber.html. Compare it with alternatives in USA on Ryskly before approaching a broker.