Swiss Re Corporate Solutions America Insurance Corporation (Swiss Re Group (Switzerland))

Cyber Excess Insurance (SRCS)

by Swiss Re Corporate Solutions America Insurance Corporation
B2BA+DirectBroker onlyGlobalEnglish
Last updated Apr 2026

Product Details§ 01

Max Insurance Limit
Up to USD/EUR 100M excess capacity; sits above primary policy.
Min Premium / Revenue
Excess layer pricing; requires in-force primary cyber policy.
Market Focus
Large enterprise; supplements any primary cyber insurer.
Coverage
Primary & excess
AM Best Rating
A+ (Superior) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
English / local language per jurisdiction
NIS2 / DORA Support
Not applicable.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Global.
Broker Only
Yes

Advantages & Limitations§ 02

Advantages

  • First-party: BI, forensics, data recovery, notification costs, extortion.
  • Third-party: liability, regulatory defence, fines and penalties.
  • Access to Swiss Re's global cyber analytics and accumulation modelling.
  • Close integration with Swiss Re research and risk intelligence.
  • Tailored capacity for large corporate and multinational clients.
  • Coalition capacity partner for US cyber programmes.

Limitations

  • Excess layer only; primary policy required. Bespoke per risk.

Contact & Response§ 03

24/7 Crisis Hotline
Via policy / Swiss Re CS claims team