Tokio Marine HCC – Cyber & Professional Lines Group (USA) (Tokio Marine Group (Japan))
Cyber Security Insurance (TMHCC USA)
by Tokio Marine HCC – Cyber & Professional Lines Group (USA)
B2BA++Direct—Broker onlyGlobalEnglish
Last updated Apr 2026
Product Details§ 01
Max Insurance Limit
Bespoke.
Market Focus
Mid-market to large enterprise.
Coverage
Tech E&O combined
AM Best Rating
A++ (Superior) – AM Best (Tokio Marine Holdings)
MGA / Direct
No – Direct insurer.
Policy Language
English
NIS2 / DORA Support
Not applicable.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Global.
Broker Only
Yes
Advantages & Limitations§ 02
Advantages
- TMHCC Cyber & Professional Lines Group: US market leader in cyber and tech E&O for mid-market and large enterprise.
- Active Q1 2025 ransomware tracking: 86% YoY increase in ransomware incidents recorded from TMHCC leak-site analysis; ransom negotiation services included.
- Coverage: network security and privacy liability, data breach, BI, ransomware/extortion, digital asset loss, system damage, media liability, Tech E&O.
- September 2024: launched cyber event cancellation extension for malicious cyberattacks.
- November 2025: new cyber underwriting hire; enhanced TMK Cyber Ctrl suite for global commercial accounts.
Contact & Response§ 03
Customer Contact
24/7 Crisis Hotline
24/7 incident response coordination included.
Broker Contact