CyberRisk
CyberRisk is a cyber insurance product underwritten by Travelers Casualty and Surety Company of America (The Travelers Companies, Inc. (USA)), available in USA. It is aimed at small and medium-sized businesses, mid-market companies, large enterprises and multinational groups. Coverage limits reach up to Bespoke.. Policyholders get 4 bundled proactive services — Vulnerability scanning, Threat intelligence, Incident response and Pre-breach advisory — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A++ (Superior) – AM Best. It is distributed through insurance brokers.
Product Details§ 01
Advantages & Limitations§ 02
Advantages
- Travelers Cyber Risk Services: always-on threat monitoring, real-time alerts, cyber risk dashboard (included at no extra cost; shown to reduce breach risk by ~20%).
- Pre-breach expert guidance and personalised onboarding consultation.
- Corvus-powered vulnerability scanning integrated into all cyber policies (acquired Jan 2024).
- Betterment clause: covers system improvements post-breach to eliminate vulnerabilities.
- First- and third-party coverage: forensics, breach response, regulatory defence, BI, cyber extortion.
- Partnership with HCL Technologies for pre-breach risk management services.
- #2 US cyber writer by market share (7.56% / $535M DWP, 2024 NAIC data).
- 5-Star Cyber Insurer — Insurance Business UK (2024, 2025).
Limitations
- Primarily US-focused for CyberRisk product; UK/Ireland via Travelers Europe.
Contact & Response§ 03
Frequently asked questions§ 04
+Who is CyberRisk designed for?
CyberRisk by Travelers Casualty and Surety Company of America targets small and medium-sized businesses, mid-market companies, large enterprises and multinational groups in USA. Geographic scope: Global..
+What proactive security services are included with CyberRisk?
The policy bundles 4 proactive services: Vulnerability scanning, Threat intelligence, Incident response and Pre-breach advisory. These preventive services are typically included in the premium.
+Does CyberRisk help with NIS2 or DORA compliance?
Travelers Casualty and Surety Company of America indicates the following NIS2/DORA support for this product: Not applicable..
+How can I buy CyberRisk in USA?
CyberRisk is sold through insurance brokers — broker contact: https://www.travelers.com/agent-resources. Compare it with alternatives in USA on Ryskly before approaching a broker.