Travelers Casualty and Surety Company of America (The Travelers Companies, Inc. (USA))
CyberRisk
by Travelers Casualty and Surety Company of America
B2BA++Direct—Broker onlyGlobalEnglish
Last updated Apr 2026
Product Details§ 01
Max Insurance Limit
Bespoke.
Market Focus
All sizes; all industries.
AM Best Rating
A++ (Superior) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
English
NIS2 / DORA Support
Not applicable.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Global.
Broker Only
Yes
Advantages & Limitations§ 02
Advantages
- Travelers Cyber Risk Services: always-on threat monitoring, real-time alerts, cyber risk dashboard (included at no extra cost; shown to reduce breach risk by ~20%).
- Pre-breach expert guidance and personalised onboarding consultation.
- Corvus-powered vulnerability scanning integrated into all cyber policies (acquired Jan 2024).
- Betterment clause: covers system improvements post-breach to eliminate vulnerabilities.
- First- and third-party coverage: forensics, breach response, regulatory defence, BI, cyber extortion.
- Partnership with HCL Technologies for pre-breach risk management services.
- #2 US cyber writer by market share (7.56% / $535M DWP, 2024 NAIC data).
- 5-Star Cyber Insurer — Insurance Business UK (2024, 2025).
Limitations
- Primarily US-focused for CyberRisk product; UK/Ireland via Travelers Europe.
Contact & Response§ 03
Customer Contact
24/7 Crisis Hotline
Via policy documentation (Travelers 24/7 claims response team)
Broker Contact