Zurich Cyber Insurance Policy (ZCIP)

Advantages

• Zurich American Insurance Company: one of the largest US commercial P&C insurers; 20+ years' cyber expertise; A+ (Superior) AM Best; cyber insurance for qualified large companies.
• Zurich Cyber Insurance Policy (ZCIP): flagship cyber policy for large and mid-to-large enterprises; bespoke per risk; primary and excess placements available; worldwide coverage.
• Zurich Resilience Solutions (ZRS): dedicated risk engineering team for all ZCIP policyholders — pre-loss cyber risk engineering consultation; vulnerability management and network security monitoring; complimentary onboarding with ZRS Cyber Risk Engineers.
• SpearTip partnership (via Zurich Resilience Solutions): 24/7 Security Operations Centre; MDR — active endpoint and user monitoring; incident response; penetration testing; risk assessments; all backed by Zurich and available to policyholders.
• ZenOpz partnership: complimentary 24/7 network security monitoring and vulnerability management for ZCIP policyholders — initial 360-degree data security programme review; first 50 endpoints at no additional cost.
• Coverage: first-party (business interruption, data recovery, system restoration, extortion costs, cyber crime/FTF) and third-party (privacy liability, regulatory investigations and fines, network security liability, media liability).
• Dedicated Cyber Claims team: experienced attorneys with deep cyber knowledge; claims and recovery support.
• Zurich Cyber Event Resources: curated pre-vetted vendor panel for rapid incident response.
• Broad industry appetite: agriculture to technology; large and multinational companies.